Ikhava Terms & Conditions

Ikhava 50

ADMINBOX POLICY WORDING R 10 000

DEFINITIONS:
Principal Member:  Any individual between ages of 18 – 65 years at entry,  who is allowed to participate in the scheme.

A Principal member must live in South Africa.
Accident: is a sudden unexpected event that was not intentional,  and which is caused solely by violent,  external, physical and visible means.
You / Insured: is the person who has entered into the Agreement of this Policy,  and Pays the premium.

BENEFITS:
If you die during any event excluding the exclusions as found in this document, a maximum amount as chosen by the member will be paid to the nominated beneficiary.
In the event of a valid claim from illness or in an accident, You or your nominated beneficiary will be paid according to the schedule R 10 000.00.

WAITING PERIOD
A 6 (six) month waiting period will apply to this
benefit. 
Immediate cover for Accidental Death.

YOU ARE COVERED IF YOU DIE:
If you die of Natural causes or an accident after the waiting period has expired.

Requires Policy Documents:

Your family member or nominated beneficiary needs to notify Admin Box within 30 (Thirty) days of your death and provide:
1. A fully completed claim form with supporting documentation, as set out in the claim form
2. Failing receipt thereof,  we will have the right to appoint our own Medical Practitioner,  at your cost.
3. Please note that once we have settled a claim and you have signed
the claim/release form,  we will have no further liability.

​​

PREMIUMS AND FEES:
Funeral Insurance Policy: R 10 000.00 Funeral Cover

Ikhava 100

ADMINBOX POLICY WORDING R 15 000

DEFINITIONS:
Principal Member: any individual between ages of 18 – 65 years at entry, who is allowed to participate in the scheme.

A Principal member must live in South Africa.
Accident: is a sudden unexpected event that was not intentional,  and which is caused solely by violent,  external, physical and visible means.
You / Insured: is the person who has entered into the Agreement of this Policy, and Pays the premium.

BENEFITS:
If you die during any event excluding the exclusions as found in this document, a maximum amount as chosen by the member will be paid to the nominated beneficiary.
In the event of a valid claim from illness or in an accident, You or your nominated beneficiary will be paid according to the schedule R 15 000.00.

WAITING PERIOD
A 6 (six) month waiting period will apply to this
benefit. 
Immediate cover for Accidental Death.

YOU ARE COVERED IF YOU DIE:
If you die of Natural causes or an accident after the waiting period has expired.

Requires Policy Documents:

Your family member or nominated beneficiary needs to notify Admin Box within 30 (Thirty) days of your death and provide:
1. A fully completed claim form with supporting documentation, as set out in the claim form
2. Failing receipt thereof,  we will have the right to appoint our own Medical Practitioner,  at your cost.
3. Please note that once we have settled a claim and you have signed
the claim/release form, we will have no further liability.

PREMIUMS AND FEES:
Funeral Insurance Policy: R 15 000.00 Funeral Cover

Ikhava 150

ADMINBOX POLICY WORDING R 20 000

DEFINITIONS:
Principal Member: any individual between ages of 18 – 65 years at entry, who is allowed to participate in the scheme.

A Principal member must live in South Africa.
Accident: is a sudden unexpected event that was not intentional,  and which is caused solely by violent,  external, physical and visible means.
You / Insured: is the person who has entered into the Agreement of this Policy,  and Pays the premium.

BENEFITS:
If you die during any event excluding the exclusions as found in this document, a
maximum amount as chosen by the member will be paid to the nominated beneficiary.
In the event of a valid claim from illness or in an accident, You or your nominated beneficiary will be paid

according to the schedule R 20 000.00.

 

WAITING PERIOD
A 6 (six) month waiting period will apply to this benefit. 
Immediate cover for Accidental Death.

YOU ARE COVERED IF YOU DIE:
If you die of Natural causes or an accident after the waiting period has expired.

Requires Policy Documents:

Your family member or nominated beneficiary needs to notify Admin Box within 30 (Thirty) days of your death and provide:
1. A fully completed claim form with supporting documentation, as set out in the claim form
2. Failing receipt thereof, we will have the right to appoint our own Medical Practitioner,  at your cost.
3. Please note that once we have settled a claim and you have signed the claim/release form,  we will have no further liability.

PREMIUMS AND FEES:
Funeral Insurance Policy: R 20 000.00 Funeral Cover

Ikhava 200 & 250+

ADMINBOX POLICY WORDING R 25 000

DEFINITIONS:
Principal Member: any individual between ages of 18 – 65 years at entry,  who is allowed to participate in the scheme.  A Principal member must live in South Africa.
Accident: is a sudden unexpected event that was not intentional,  and which is caused solely by violent,  external, physical and visible means.
You / Insured: is the person who has entered into the Agreement of this Policy, and Pays the premium.
Family: Main member, spouse and not more than 2 children below the age of 18

 

BENEFITS:
If you die during any event excluding the exclusions as found in this document, a
maximum amount as chosen by the member will be paid to the nominated beneficiary.
In the event of a valid claim from illness or in an accident, You or your nominated
beneficiary will be paid according to the schedule R 20 000.00.
Age 0-8 25%
Age 8-12 50%
Age 12-18 100%


WAITING PERIOD 

A 6 (six) month waiting period will apply to this benefit. 
Immediate cover for Accidental Death.
YOU ARE COVERED IF YOU DIE:
If you die of Natural causes or an accident after the waiting period has expired.

 

Requires Policy Documents:

Your family member or nominated beneficiary needs to notify Admin Box within 30 (Thirty) days of your death and provide:
1. A fully completed claim form with supporting documentation, as set out in the claim form
2. Failing receipt thereof, we will have the right to appoint our own Medical Practitioner, at your cost.
3. Please note that once we have settled a claim and you have signed the claim/release form,

we will have no further liability.

PREMIUMS AND FEES:
Funeral Insurance Policy: R 25 000.00 Funeral Cover

DISCLOSURES REQUIRED IN TERMS OF THE FINANCIAL ADVISORY
SERVICES ACT 37 OF 2002

 
 
 
 

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